Some Essential Home Buying Tips
Buying a new home is an exciting emotional and financial adventure! All the vagaries and hurdles in the complicated process of buying a house can leave a buyer feel stressed & burdened. So, it is a...
View ArticleShould You Buy or Rent a House
Whether to buy or rent a house has been a common question. Everyone’s situation is different from the other which makes house rentals not any better than buying a house. There are several reasons why...
View ArticleWhat Is a Fixed Rate Loan
Fixed rate loan applies to a standard interest rate charged all through the entire period of the loan. The initial interest rate charged when you took the loan will continue to be charged until you...
View ArticleHow Much Do I Need For Down Payment and Closing Costs
Buying a new home can be a cumbersome task, but with proper calculation of the down payment and the closing costs the complexity can be resolved. In order to know what your new house will cost in the...
View ArticleWhat Is PMI And Why Is It Required
PMI or Private Mortgage Insurance is an insurance which guarantees and protects the lender against non-payment in case the buyer defaults on the loan. To correct misinterpretation, PMI is not an...
View ArticleThe Lowdown on Mortgage Protection Insurance
Mortgage protection insurance is as important as a life insurance, especially if you are not sure with your employment or you are just starting out. For those who do not know, the mortgage insurance...
View ArticleHow Do I Figure Out How Much Equity I Have
Finding how much equity you have at home is quite simple and easy. First, you would have to know how much your home is worth (market value) which is determined through many ways such as by the sales...
View ArticleShould I Use a Real Estate Agent
By definition, a real estate agent or simply a realtor is a licensed personnel who help people to either purchase or sell their property. They are trained and must usually licensure examinations though...
View ArticleMortgage Application: What If I Am New On My Job
A new job brings with it whole lot of excitement as well as nervousness. You spend sleepless night before your first day thinking about the interiors of your new office, your boss and your colleagues....
View ArticleMoving House without Stress When Your Budget is Smaller
Moving house is a stressful time, and smaller budgets can apply for more pressure as there is so much to pay for during this period. You need to consider how you are intending to move all of your...
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